BUYING A LINCOLN

When you purchase a Lincoln, you own the vehicle outright once your financing is paid in full. Buying can be a great option for drivers who plan to keep their vehicle for several years, want the flexibility to drive as many miles as they choose, or prefer to build equity in their vehicle over time.

At Steet Ponte Lincoln, our finance team can help you explore auto loan options for a new Lincoln, Certified Pre-Owned Lincoln or quality used vehicle. We'll explain available terms, answer your questions and help you understand your financing options before you make a decision.

Ready to get started? Explore our new Lincoln inventory or apply for financing online.

GAP COVERAGE

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe.

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP COVERAGE OPTIONS

Learning about both of the plans allows you choose accordingly.

GAP Coverage: Financial Protection Against Vehicle Loss

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GAP Advantage: Increased Financial Protection Against Vehicle Loss

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APPLY FOR LINCOLN FINANCING ONLINE

Ready to get started? Complete our online credit application to begin the financing process from home. You can also use our credit estimator to explore potential payment options before visiting our dealership.

Have a trade-in? Use our Value Your Trade tool to estimate your vehicle's value and take that information into consideration as you plan your next purchase.

LINCOLN AUTO LOANS & LEASE OPTIONS

Our finance team can help you compare financing and leasing options based on your vehicle, budget and preferences. Whether you plan to own your Lincoln or prefer the flexibility of a lease, we'll walk you through the terms and answer your questions along the way.

Financing options may be available through Lincoln Automotive Financial Services and other lending partners. Rates, terms and eligibility vary by customer and are subject to applicable program requirements.

MILEAGE OPTIONS

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year?

You have the opportunity to secure more when you initiate your lease.

GAP PROTECTION BENEFIT

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident.

Certain restrictions may apply.

ADVANCE PAYMENT PROGRAM (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.

If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at 315-275-2330 and we'd be happy to walk you through your options.